What makes Online Mortgage Advisor different?

"We only work with carefully selected specialists to make sure you are given the absolute best advice, and are 5 star Feefo rated for a reason - our customers love us and we know you will too!"
- Pete Mugleston, Director & Market Specialist
Find My Mortgage!
 
Keeping it Quick and Simple...
Completing this form takes just a couple of minutes, and gives your expert all they need to know.

 
Section 1 - MORTGAGE & PROPERTY INFO

Key information about the type of mortgage and property
 
How would you like us to help today? *

"Full Application" will provide all the details required to identify suitable lenders. 
"Ask a Question" will allow you to ask our experts a quick question.


 
What's the mortgage for? *


 
What's the reason for your remortgage?


 
What is your buy to let experience?


 
What's the monthly rental income of the property? (£)

If this is a new buy to let please enter the expected income.
 
What's your discounted right to buy price? (£)

 
What's your percentage of the property are you buying? (%)

 
What type of government scheme are you applying for?


 
What type of professional are you?


 
What investment finance do you require?


 
What is your expat status?


 
What commercial finance do you need?


 
What commercial experience do you have?


 
What's the value of the property? (£) *

 
How much do you need to borrow? (£) *

 
Where is the property?


 
Is the property (or will it be) of Standard Construction?

i.e. of Normal brick build with slate or tile roof?
(non-standard would be concrete property, thatched roof etc.).

 
OK, do you know the construction type?


 
How many people are applying for the mortgage? *



 
Have you had an offer accepted? *

     
 
What's the postcode of the property?

If 'Don't know' press 'Enter'
 
How soon do you need the mortgage?


 
Step 2 - INCOME & AFFORDABILITY

Let us know how you are employed and what income you earn
 
What is your employment status? *


 
What's your contract type?


 
How long have you been in your current role?


 
What is your annual salary? (£)

Please provide your annual salary plus any pension income before tax.
 
Do you have any other income from your job? (£)

This includes things like - Annual Overtime, Bonus, Commission, Car allowance etc.
If 'No' press 'Enter'.
 
What type of company do you have?


 
Other - Please explain you situation?

 
How many years of accounts do you have?

The maximum we will require is 3 years accounts, the minimum is usually 1 years.

 
What's your Net Profit for the most recent year? (£)

 
Net profit - Year 2. (£)

 
Net profit - Year 3. (£)

 
What's was your share of net profit in the most recent year? (£)

 
Your share of net profit - Year 2 (£)

 
Your share of net profit - Year 3. (£)

 
What's your salary inc. dividend for the most recent year? (£)

 
Salary inc. dividend - Year 2 (£)

 
Salary inc. dividend - Year 3. (£)

 
Do you have any other income? If so, enter the approx. monthly amount below. (£)

This includes income from benefits (DLA, tax credits, child benefit etc), investment income, rental income etc.
If 'No' press 'Enter'.
 
Where is this other income from?


 
Tell us about Applicant 2

Please tell us about the second applicant's income.
 
Applicant 2. What is their employment status?


 
Applicant 2: What's their contract type?


 
Applicant 2: How long have they been in their current role?


 
Applicant 2: What's their annual salary? (£)

Please provide their annual salary plus any pension income before tax.
 
Applicant 2: Do they have any other income from their job? (£)

This includes things like - Annual Overtime, Bonus, Commission, Car allowance etc.
If 'No' press 'Enter'.
 
Applicant 2: What type of company do they have?


 
Applicant 2: Other - Please explain their situation?

 
Applicant 2: How many years of accounts do they have?

The maximum we will require is 3 years accounts, the minimum is usually 1 years.

 
Applicant 2: What's was their share of net profit in the most recent year? (£)

 
Applicant 2: Their share of net profit - Year 2. (£)

 
Applicant 2: Their share of net profit - Year 3. (£)

 
Applicant 2: What's their net profit for the most recent year? (£)

 
Applicant 2: Net profit - Year 2. (£)

 
Applicant 2: Net profit - Year 3. (£)

 
Applicant 2: What's their salary inc. dividend for the most recent year? (£)

 
Applicant 2: Salary inc. dividend - Year 2. (£)

 
Applicant 2: Salary inc. dividend - Year 3. (£)

 
Applicant 2: Do they have any other income? If so, enter the approx. monthly amount below. (£)

This includes income from benefits (DLA, tax credits, child benefit etc), investment income, rental income etc.
If 'No' press 'Enter'.
 
Where is the other income from?


 
Step 3 - CREDIT HISTORY

Please detail as much as you can about your joint credit history.
 
Have you ever had any adverse credit? *

For either applicant - Adverse credit would include late payments/ defaults/ CCJs/ Mortgage arrears/ IVAs/ or Bankruptcy, on any overdraft/ credit card/ loan/ secured loan/ mortgage etc.
     
 
How many credit issues have you had?


 
What types of credit issue have you experienced?

If their are two applicants please answer for both parties.

 
How long ago was the most recent late payment registered?


 
How long ago was the most recent late mortgage payment?


 
How long ago was the most recent default registered?


 
What is the total number of defaults registered in the last 3 years?

 
How long ago was the most recent CCJ registered?


 
What is the total number of CCJs registered in the last 3 years?

 
How long ago was the IVA registered?


 
How long ago was the DMP registered?


 
How long ago was the Repossession registered?


 
How long ago was the Bankruptcy discharged?


 
How long ago was your last credit issue?


 
Have you been declined by any lenders so far? *

     
 
Who have you been declined by?

 
Why were you declined?

Keep it brief, If 'Not Known' press 'Enter'
 
Have you used any Payday Loans in the last 12 months? *

     
 
When did you take out your most recent Pay Day Loan?


 
Step 4 - APPLICANT DETAILS

Please provide the final information along with your contact details.
 
Your title *


 
First name *

 
Your Middle names

 
Surname *

 
Date of birth

Please ensure this is accurate otherwise your enquiry may not be delivered
 
Your Marital status *


 
Have you been known by any other names?

     
 
Please enter your previous name

 
Mobile phone number *

 
Alternative phone number

If 'None' press 'Enter'.
 
What's your Current House / Flat Number?

 
And finally, What's your current postcode?

 
Please Enter Applicant 2's details

Please tell us about the second applicant.
 
Applicant 2: Your title


 
Applicant 2: First name

 
Applicant 2: Middle Name

 
Applicant 2: Surname

 
Applicant 2: Date of birth

Please ensure this is accurate otherwise your enquiry may not be delivered
 
Your Marital status


 
Have you ever been known by any other names?

     
 
Please enter Applicant 2's previous name

 
Applicant 2: Mobile phone number

 
Applicant 2: Alternative phone number

If 'None' press 'Enter'.
 
Applicant 2: What's your current House / Flat Number?

 
And finally, What's your current postcode?

 
Please provide your question / any further information related to your enquiry.

This will help your specialist understand your situation. If nothing to add press 'Enter'.
 
Communication Policy *

Of course in making an enquiry your advisor will keep us updated on progress and products recommended to you, so we can ensure you are getting the best advice.

We will then keep you up to date on info relevant to your enquiry anyway, but you can also Opt-in here to join our inner circle and receive new info on other services & products we think may be relevant to you and your situation. For info on our processes read our T&Cs here: http://www.onlinemortgageadvisor.co.uk/privacy-policy

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