The easy way to find your perfect mortgage.

Completing our online application takes less than 5 minutes and a specialist will quickly establish which mortgages you’re eligible for. 

We offer free help over the phone.
Office hours 9am-7pm.
Call: 0800 304 7990
Find me a mortgage
 
Our case studies and Feefo reviews show how we offer a service like no one else on the market, which is why customers love us, and why we know you will too!

- Pete Mugleston, Director & Market Specialist

 
Our mission is simple - to give you to the best possible expert for your circumstances, even if your situation is tricky. We love the difficult ones!

Answer a few short questions and your specialist will get working for you! Please be as honest and accurate as you can so they can find you the best mortgage right away.
 
Firstly, which specialist best suits you? *

Help us shorten the enquiry form and get you the right advice by choosing the most relevant specialist below. If you aren't sure, just select Option I: "Unsure - ANYONE!"

 
How would you like us to help today? *

"Full Application" will provide all the details required to identify suitable lenders. 
"Ask a Question" will allow you to ask our experts a quick question.


 
What's the mortgage for? *


 
What's the reason for your remortgage?


 
What is your buy to let experience?


 
What's the monthly rental income of the property? (£)

If this is a new buy to let please enter the expected income.
 
What's your discounted right to buy price? (£)

 
What's your percentage of the property are you buying? (%)

 
What type of government scheme are you applying for?


 
What type of professional are you?


 
What investment finance do you require?


 
What is your expat status?


 
What commercial finance do you need?


 
What commercial experience do you have?


 
What's the value of the property? (£) *

 
How much do you need to borrow? (£) *

 
Where is the property?


 
Is the property (or will it be) of Standard Construction?

i.e. of Normal brick build with slate or tile roof?
(non-standard would be concrete property, thatched roof etc.).

 
OK, do you know the construction type?


 
How many people are applying for the mortgage? *



 
Have you had an offer accepted? *

     
 
What's the postcode of the property?

If 'Don't know' press 'Enter'
 
How soon do you need the mortgage?


 
Step 2 - Tell us about your income

In this section we discover your mortgage affordability.
 
What is your employment status? *


 
What's your contract type?


 
How long have you been in your current role?


 
What is your annual salary? (£)

Please provide your annual salary plus any pension income before tax.
 
Do you have any other income from your job? (£)

This includes things like - Annual Overtime, Bonus, Commission, Car allowance etc.
If 'No' press 'Enter'.
 
What type of company do you have?


 
Other - Please explain you situation?

 
How many years of accounts do you have?

The maximum we will require is 3 years accounts, the minimum is usually 1 years.

 
What's your Net Profit for the most recent year? (£)

 
Net profit - Year 2. (£)

 
Net profit - Year 3. (£)

 
What's was your share of net profit in the most recent year? (£)

 
Your share of net profit - Year 2 (£)

 
Your share of net profit - Year 3. (£)

 
What's your salary inc. dividend for the most recent year? (£)

 
Salary inc. dividend - Year 2 (£)

 
Salary inc. dividend - Year 3. (£)

 
Do you have any other income? If so, enter the approx. monthly amount below. (£)

This includes income from benefits (DLA, tax credits, child benefit etc), investment income, rental income etc.
If 'No' press 'Enter'.
 
Where is this other income from?


 
Tell us about Applicant 2

Please tell us about the second applicant.
 
Applicant 2. What is their employment status?


 
Applicant 2: What's their contract type?


 
Applicant 2: How long have they been in their current role?


 
Applicant 2: What's their annual salary? (£)

Please provide their annual salary plus any pension income before tax.
 
Applicant 2: Do they have any other income from their job? (£)

This includes things like - Annual Overtime, Bonus, Commission, Car allowance etc.
If 'No' press 'Enter'.
 
Applicant 2: Do they have any other income? If so, enter the approx. monthly amount below. (£)

OTHER INCOME SOURCES = Income from benefits (DLA, tax credits, child benefit etc), investment income, rental income etc.
If 'No' press 'Enter'.
 
Applicant 2: What type of company do they have?


 
Applicant 2: Other - Please explain their situation?

 
Applicant 2: How many years of accounts do they have?

The maximum we will require is 3 years accounts, the minimum is usually 1 years.

 
Applicant 2: What's was their share of net profit in the most recent year? (£)

 
Applicant 2: Their share of net profit - Year 2. (£)

 
Applicant 2: Their share of net profit - Year 3. (£)

 
Applicant 2: What's their net profit for the most recent year? (£)

 
Applicant 2: Net profit - Year 2. (£)

 
Applicant 2: Net profit - Year 3. (£)

 
Applicant 2: What's their salary inc. dividend for the most recent year? (£)

 
Applicant 2: Salary inc. dividend - Year 2. (£)

 
Applicant 2: Salary inc. dividend - Year 3. (£)

 
Applicant 2: Do they have any other income? If so, enter the approx. monthly amount below. (£)

This includes income from benefits (DLA, tax credits, child benefit etc), investment income, rental income etc.
If 'No' press 'Enter'.
 
Where is this other income from?


 
Step 3 - Tell us about your Credit History

In this section we find out about any issues that may effect your mortgage eligibility.
 
Have you ever had any adverse credit? *

For either applicant - Adverse credit would include late payments/ defaults/ CCJs/ Mortgage arrears/ IVAs/ or Bankruptcy, on any overdraft/ credit card/ loan/ secured loan/ mortgage etc.
     
 
How many credit issues have you had?


 
What types of credit issue have you experienced?

If their are two applicants please answer for both parties.

 
How long ago was the most recent late payment registered?


 
How long ago was the most recent late mortgage payment?


 
How long ago was the most recent default registered?


 
What is the total number of defaults registered in the last 3 years?

 
How long ago was the most recent CCJ registered?


 
What is the total number of CCJs registered in the last 3 years?

 
How long ago was the IVA registered?


 
How long ago was the DMP registered?


 
How long ago was the Repossession registered?


 
How long ago was the Bankruptcy discharged?


 
How long ago was your last credit issue?


 
Have you been declined by any lenders so far? *

     
 
Who have you been declined by?

 
Why were you declined?

Keep it brief, If 'Not Known' press 'Enter'
 
Have you used any Payday Loans in the last 12 months? *

     
 
When did you take out your most recent Pay Day Loan?


 
We need a few personal details

In this section we find out who you are and where we can send information.
 
Your title *


 
First name *

 
Your Middle names

 
Surname *

 
Date of birth

Please ensure this is accurate otherwise your enquiry may not be delivered
 
Your Marital status *


 
Have you been known by any other names?

     
 
Please enter your previous name

 
Mobile phone number *

 
Alternative phone number

If 'None' press 'Enter'.
 
Applicant 2:  Personal details

Please tell us about the second applicant.
 
Applicant 2: Your title


 
Applicant 2: First name

 
Applicant 2: Middle Name

 
Applicant 2: Surname

 
Applicant 2: Date of birth

Please ensure this is accurate otherwise your enquiry may not be delivered
 
Your Marital status


 
Have you ever been known by any other names?

     
 
Please enter your previous name

 
Applicant 2: Mobile phone number

 
Applicant 2: Alternative phone number

If 'None' press 'Enter'.
 
Please provide your question / any further information related to your enquiry.

This will help your specialist understand your situation. If nothing to add press 'Enter'.
 
Communication Policy *

We will of course keep you up to date on info relevant to your enquiry anyway, but you can Opt-in here to join our inner circle and receive new info on other services & products we think may be relevant to you and your situation. For info on our processes read our T&Cs here: http://www.onlinemortgageadvisor.co.uk/privacy-policy

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